Consumer Resources

Consumer Resources Center

• Avoiding Fraud and Scams
• Government Resources
• Money Management

• Digital Wallets 101: Are They Safe and Should You Use One?
  

  Let's take a closer look at how digital wallets work, their benefits, and what you can do to protect your information.

• How to Recognize—and Avoid—Predatory Lending
  

  Predatory lending is when a lender uses unfair, deceptive, or abusive practices—such as extremely high interest rates, hidden fees, or pressure tactics—to take advantage of borrowers. You can avoid it by knowing the warning signs, comparing options, and choosing trusted lenders like your credit union.

• What Is Amortization—and Why Does It Matter?
  

  Amortization is the process of paying off a loan through regular, fixed payments over time.